|
Step One is admitting that you've made a lot of mistakes. You've taken out too much credit or
you've let misfortune get ahead of you. You can't take charge of your future until you've taken responsiblity
for your past. Complaining about how this creditor or that creditor did you wrong won't get you anything
but an ulcer. Focus instead on giving the ulcers back to the banks.
The Second Step is to go through your current debts and see which ones are salvagable. Everyday
people throw away their credit tossing good money at old debts that cannot realistically be made current.
Identifying and casting off this "terminal" debt will free up the money you need to "cure" the debts that can be saved.
The Third Step may seem counterintuitive but you must fight bad credit with good credit. You are
going to have to rebuilt your credit at the same time you are repairing it. Lenders like people with unused credit
so you have to go out there and get some. The key is to leave it UNUSED!
Step 4 is where the magic happens. This is where you get to rewrite the credit history you've spent a lifetime messing
up. You really can do it but it takes a lot of work, organization and patience but it has, does and will work. When
you are done with Step 4 you will have pristine credit and YOU DID IT YOURSELF!
|
