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Easy To Get Credit Cards
Free Credit Repair
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Do You Need LoanLad 2 Do Some Heavy Lifting 4 You? Mortgage Or Credit Challenges Welcome!!
STEP 1 - Take accountability
Step 2 -Get A Credit Report Free
STEP 3 - Easy To Get Credit Cards
STEP 4- How To Repair Your Credit Report

Easy to get credit cards many not seem like the place to start repairing your credit but they are an important step if you don't have any good existing credit lines.  As we've gone over, you need at least two active tradelines reporting perfect payment with a balance.   If you don't have any on your credit report now get two of the cards I've linked below. 
 
Remember the object isn't to get a great rate on a great card - the object is to get good tradelines reporting to the credit bureaus so start clicking on the links below and get up to three credit lines right now.  
 
There are a couple really good cards down the list for when you've cleaned up your credit and want to get it to a higher level.

ORCHARD's CLASSIC MASTERCARD is simply the easiest, LEGITIMATE, unsecured card on the market. If you have a job and just one existing credit line in good standing you will get this card.   Fees total about $90 to get this card with a minimum limit of $300 however you never want to get close to the limit.   Remember: if your credit limit is below 50% on a revolving credit line, it will improve your credit score...above 50% can hurt.

The NEW MILLENIUM PLATINUM MASTERCARD is a secured card with very reasonable fees and if your credit is shot this might be the only place to start.    You build up debt but have nothing to show for it.  Think of it this way:  you can put $300 on account with this card and spend $300.  However the less you have on account the better.   It will be reporting perfect payment to all 3 credit bureaus just as if it were true credit.   Best case scenario is don't spend anything and in 6 months after your credit has shot up you can request that they make these unsecured accounts and get your money back.

Maybe your credit isn't shot - you just don't have a job and your credit history is limited.  Then the DISCOVER STUDENT CARD is ideal for you.  It doesn't require any income or credit history and it has zero fees and good terms.  This is not recommended if you have significant bad credit history.

Okay, now that you've got at least two tradelines working for you remember to manage your credit properly.   Hide or cut up these cards and just pay down the balances, keeping maybe $15 on them so they report as active.  Every month their existance will float your credit up but if you max them out they will pull your credit down.  
 
Now, lets roll up our sleeves and start slapping the Credit Bureaus around in Step Four  Okay!?

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