| Life Response LLC - Legal Credit Solutions |
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| Click On The Sun For A Better Tomorrow |
The Credit Letter:
I have prepared a sample letter that you can download and edit as a Word document. You can then customize it with your
personal information and the details of all your bad credit accounts. Don't be shy, add any and all accounts that reflect
badly on you even if they are accurate. Remember that not all of these accounts will be deleted right away so you want to
knock off whatever you can. This is when you need to have your three bureau credit reports because not every credit bureau
shows the same derogatory items. Customize each letter to each of the three bureaus. However a good letter isn't enough...
click here to download Credit Dispute Letter
Addresses:
Experian
P. O. Box 9595 [see note],
Allen, TX 75013-9595 Tel: 888-397-3742
Note: Experian has a
long history of changing its mailing address periodically, so the mailing address provided may not be accurate.
Equifax
P. O. Box 740241, Atlanta,
GA 30374-0241 Tel: 800-685-1111
Trans Union
P. O. Box 1000, Chester, PA
19022 Tel: 800-888-4213
Remember when customizing your
letters to include first, middle and last name; current address; previous addresses for past two years; social security number,
date of birth & phone number.
Certified Letter/Signature Required:
Now that you've customized and printed out three perfect credit letters to the three credit bureaus, you need to get those
letters into the right hands in the right way. It is imperative that you send those letter Certified Mail with a Signature
requirement. You see the key to your success is that these bureaus have thirty calendar days from the time they get your letters
to investigate your claims with the creditors. If the letter gets stuck in processing too long at any point of the way any
claims that haven't been proven accurate by the creditors have to be removed by law. That is your edge.
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