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What happens after I file a bankruptcy petition?
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How can I avoid bankruptcy?      Is Bankruptcy inevitable?     Bankruptcy information?
Can I cut down my bills?      Please give me mortgage  advise!         Do I need a lawyer to go bankrupt? 

What happens after I file a bankruptcy petition?

First, the bankruptcy court will send your creditors a "Notice of Commencement of Case" informing them that you have filed the petition.

About 30 to 40 days after filing the bankruptcy petition, you will have to attend a hearing presided over by a bankruptcy trustee. This hearing is called the First Meeting of Creditors. The trustee is not a judge, but an individual appointed by the United States Trustee to oversee bankruptcy cases. At the First Meeting of Creditors the trustee will ask you questions under oath regarding the content of your bankruptcy papers, your assets, debts and other matters.

Under normal circumstances, in a chapter 7 proceeding the Bankruptcy Court will automatically issue you a discharge 60 to 75 days after the First Meeting of Creditors. In a chapter 13 proceeding, the Court will if appropriate enter an order confirming your chapter 13 plan. In a chapter 13 proceeding you receive your discharge upon completion of the chapter 13 plan.

How can I avoid bankruptcy?      Is Bankruptcy inevitable?     Bankruptcy information?
Can I cut down my bills?      Please give me mortgage  advise!         Do I need a lawyer to go bankrupt? 

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