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There are three types of credit cards you will run into.
Here I will explain the differences. The best suggestion is to apply for several at one time because each will
run a credit check and the volume of credit inquiries will hurt your credit short term.
CONFORMING CREDIT CARDS
SECURED CREDIT CARDS
ONLINE STORE CREDIT
One thing to keep mind when considering different credit offers is simple: credit
cards will tell you what you can get, not other way. If you can't qualify for a conforming credit card with a
reasonable rate and low fees that means you NEED more good credit. Take what you can get, put a small balance
on it and then pay it religiously for six months. That is the only way to make your credit scores soar.
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